Guides
Plain-language guides to AI money tools, agentic payments, money across borders and staying safe from AI scams.
ChatGPT Instant Checkout: how buying works, fees and cancelling
How buying through ChatGPT works after OpenAI's 2026 checkout change: costs, store data, cancelling and refunds.
Cash advance apps like Cleo: Dave, EarnIn, Brigit, MoneyLion fees
Dave, EarnIn, Brigit and MoneyLion compared on memberships, instant-delivery fees, tips and real advance limits.
PayPal invoice scam: fake bills sent through PayPal and what to do
How the PayPal invoice scam uses real PayPal invoices with a fake support number, and what to do if you paid.
Is Cleo legit? The AI money app's fees, cash advances and FTC case
What the Cleo AI app costs in 2026, how its cash advances and express fees work, and its $17 million FTC settlement.
Toll text scam: how fake unpaid-toll texts work and what to do
How the toll text scam steals card details through fake E-ZPass, SunPass and FasTrak texts, and what to do.
Evergreen.ai review: what Bill Harris's AI money adviser offers
Evergreen.ai is free through 2028 and backed by an RIA, but using it does not make you an advisory client.
Best AI-powered financial assistant (2026): 6 tools compared
Six AI money assistants compared on bank access, price and limits, from vendor documents and published reviews.
Fake AI shopping agents: how to tell a real one from a scam
Where real AI agent checkouts happen, what a fake shopping agent asks for, and what to do if you fell for one.
AI bookkeeping for a one-person small business: 4 tools compared
AI bookkeeping for small business: Expensify, Wave, Xero and QuickBooks compared on AI, receipts, currencies and price.
Multi-currency accounts compared: Wise, Revolut and banks (2026)
How a multi-currency account works, and what Wise, Revolut, HSBC and Starling charge in the UK and US in 2026.
Agentic commerce risks: fraud, security and compliance explained
Fraud, prompt injection and legal gaps shoppers and merchants face when AI agents buy, and what limits each risk.
Monarch vs YNAB (2026): which budgeting app is worth paying for
Monarch Core costs $99.99 a year and has an AI assistant; YNAB costs $109 with no in-app AI. Both compared.
AI IRS scams: deepfake calls, fake tax collectors and how to check
AI IRS scams use cloned voices and spoofed caller ID. How the IRS really contacts you and how to verify a call.
Best AI budgeting app: Richify vs Monarch vs YNAB compared
Richify, Monarch and YNAB compared from their own pages: AI features, bank sync outside the US, and pricing.
AI credit repair: what the tools can fix, and the scams to avoid
AI credit-repair tools can dispute real errors but can't remove accurate information. The rules, tools and red flags.
AI Tools for Financial Advisors in 2026: Uses and Rules
The AI tools financial advisors use in 2026, what they cost, what FINRA and the SEC require, and what clients can ask.
AI voice cloning scam calls and the 60-second family check
How AI voice-clone family emergency calls work, and the callback rule and code word that stop them.
How to invoice in a foreign currency as a freelancer (USD and EUR)
Local USD and EUR account details, payment links vs transfers, EU VAT invoice fields and records that move with you.
AI agent purchase gone wrong: refund liability and who pays
Refund liability for an AI agent purchase depends on how you paid: cards keep chargebacks, stablecoins rarely do.
What is AP2? Google's Agent Payments Protocol in plain language
AP2 is the open protocol Google started that lets AI agents pay with signed proof of what you approved.
AI scams that steal money in 2026: the catalog, with what to do
Nine AI-powered money scams from official alerts: how each works, the tell, a 60-second check and where to report.
How to use AI as a financial advisor, and where it gets money wrong
What regulators, studies and testers like Which? found about AI money mistakes, and how to check an answer.
AI agent spending limits: how to set them in ChatGPT, Gemini and cards
The AI agent spending limits that exist today in ChatGPT, Google, Amazon, card networks, banks and wallets.
Accepting AI agent payments as a small business, without code
What Shopify, Stripe, Google, Coinbase and Cloudflare let small shops switch on for agent payments, and the fees.