Radlof

The Radlof editorial team writes the reference guides: explainers, checklists, calculators and step-by-step how-tos. Each one is built from the primary sources it links, dated, and re-checked when prices, rules or products change.

Latest

Agentic payments ·

ChatGPT Instant Checkout: how buying works, fees and cancelling

How buying through ChatGPT works after OpenAI's 2026 checkout change: costs, store data, cancelling and refunds.

Scams and safety ·

PayPal invoice scam: fake bills sent through PayPal and what to do

How the PayPal invoice scam uses real PayPal invoices with a fake support number, and what to do if you paid.

Scams and safety ·

Toll text scam: how fake unpaid-toll texts work and what to do

How the toll text scam steals card details through fake E-ZPass, SunPass and FasTrak texts, and what to do.

AI money tools ·

Best AI-powered financial assistant (2026): 6 tools compared

Six AI money assistants compared on bank access, price and limits, from vendor documents and published reviews.

Scams and safety ·

Fake AI shopping agents: how to tell a real one from a scam

Where real AI agent checkouts happen, what a fake shopping agent asks for, and what to do if you fell for one.

Agentic commerce ·

Agentic commerce risks: fraud, security and compliance explained

Fraud, prompt injection and legal gaps shoppers and merchants face when AI agents buy, and what limits each risk.

AI scams ·

AI IRS scams: deepfake calls, fake tax collectors and how to check

AI IRS scams use cloned voices and spoofed caller ID. How the IRS really contacts you and how to verify a call.

Scams and safety ·

AI voice cloning scam calls and the 60-second family check

How AI voice-clone family emergency calls work, and the callback rule and code word that stop them.

AP2 ·

What is AP2? Google's Agent Payments Protocol in plain language

AP2 is the open protocol Google started that lets AI agents pay with signed proof of what you approved.

Scams and safety ·

AI scams that steal money in 2026: the catalog, with what to do

Nine AI-powered money scams from official alerts: how each works, the tell, a 60-second check and where to report.

Agentic payments ·

AI agent spending limits: how to set them in ChatGPT, Gemini and cards

The AI agent spending limits that exist today in ChatGPT, Google, Amazon, card networks, banks and wallets.

Scams and safety ·

Bank account hacked or money stolen: what to do in the first hour

Who to call and what to freeze in the first hour after a scam, by how you paid: card, transfer, app, crypto, gift card.

Agentic payments ·

Agentic payments, explained: how AI agents pay and who is behind it

How AI agents pay on your behalf, the protocols behind it, cards vs stablecoins, and what changes for you.

AI money tools ·

AI subscription cost calculator: ChatGPT, Claude and Gemini per year

Dated prices for ChatGPT, Claude, Google AI, Perplexity and four finance apps, with yearly totals for three budgets.

AI scams ·

Is AI Wealth Machine a scam? How to check AI trading platforms

What regulators say about AI Wealth Machine and "AI arbitrage" offers, and how to check any AI trading platform.

Agentic payments ·

Amazon "Buy for Me": how it works, what it can spend, how to cancel

How Amazon Buy for Me orders from brand sites for you, what data the brand gets and who handles returns.

AI money tools ·

How to connect your bank to ChatGPT (Plaid), and how to revoke it

How ChatGPT's Finances connects your bank through Plaid, what each company holds, and how to revoke access.

Scams and safety ·

How to protect yourself from AI scams: the 12-point checklist

Twelve steps, in order of impact, to protect your bank account from AI scams, from passkeys to app reviews.

Money without borders ·

Send money with a debit card abroad: fees, limits and safer options

Paying a transfer service by debit card is fast but costs more than a bank payment. Fees, limits and your US rights.

Money without borders ·

How long does an international money transfer take? (2026)

Wise, Revolut, SWIFT gpi and USDC transfer times compared, why transfers get delayed, and how to speed them up.

Agentic payments ·

Agentic commerce protocols list: ACP, UCP, AP2, TAP, x402 tracker

Who runs ACP, UCP, AP2, Visa TAP, Mastercard Agent Pay and x402, what is live, and what changed this month.

AI money tools ·

20 ChatGPT budget prompts that make an AI actually useful

Twenty copy-paste budget prompts for ChatGPT or Claude, with what to check in each answer and how to share data safely.

Money without borders ·

International wire transfer fees: Wise, Revolut, banks and USDC

Published fee formulas for Wise, Revolut, bank wires and USDC, with worked USD→EUR and EUR→JPY examples.

Money without borders ·

Expat bank account, cards and bookkeeping tools for freelancers

Money tools for expats and freelancers in four layers: receiving, converting, spending abroad and keeping records.

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